Episode Description

If you’ve ever wondered what’s the difference between just saving money versus creating wealth that actually matters, this conversation is for you.

In this episode, I’m joined by Lauren Oschman, founder of Vestia Personal Wealth Advisors, who grew up watching her interventional cardiologist father work incredibly hard while struggling to balance wealth building with being present at home. That experience shaped her entire approach to financial planning, which she now brings to nearly 600 physician families across the country. We’re talking about how to identify what actually matters to you financially, the myths that keep high-earning women from taking control of their finances, and why you don’t need to have your act together before working with a financial advisor.

Lauren and I discuss what financial advisors actually do beyond managing investments, the difference between saving money and strategically building wealth, and the biggest missed opportunities she sees among high earners. We get into practical strategies around tax planning over your lifetime, contract negotiation, and estate planning. We also talk about green flags and red flags when choosing a financial advisor and why dual physician households need different approaches to tax strategy. Whether you’re just starting to think about wealth building or refining your financial strategy, this conversation offers insights and advice you can actually use.

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What You’ll Learn from this Episode

• What financial advisors actually do beyond managing investments
• Why women think they aren’t good with money (and why that’s wrong)
• How to identify what “wealth that matters” looks like for you
• The biggest missed opportunities among high earners around tax planning
• Green flags and red flags when choosing a financial advisor
• Why dual physician households need different tax strategies
• The one question every high-earning woman needs to ask about money

Featured On the Show

• Follow me on Instagram
• Get on the waitlist for the Points Made Easy Course here!
• Get My Cash-Back Credit Card Cheat Sheet!
• If you have any questions or you want me to dive deeper into a specific topic, email me here: podcast@pointmetofirstclass.com 
• Lauren Oschman: Vestia Advisors
• Lauren’s Instagram: @MedMoneyMaven

Click here to download full episode transcript

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